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DRAFT: this wording was drafted with AI assistance, has not been reviewed by a lawyer, and has not been approved by the operator. It must be reviewed by the founder before launch.

How we rank

Last updated: 2026-07-17

What the ranking is based on

Published card terms: annual fee, minimum income, FX fee, earn rates and caps, welcome offers and their validity windows. Every figure carries its source and the date we last checked it.

Placement is not for sale

No one can buy a higher position. Sponsored slots are labelled as sponsored, and the ordering does not change because a commission is larger. If a placement is sponsored, you will see the label.

Commission

If you apply through our link and are approved, we may be paid by the issuer or an affiliate network. That is how the site is funded, and it does not affect the ranking method.

Freshness

We track changes to bank pages and keep a record of offers that have ended, so you can check for yourself when we last updated something.

This site is information, not financial advice. Card terms are whatever the issuer publishes — verify with them before applying.