sim cards

The annual fee is HKD1,800 and the foreign-currency transaction fee is 1.95%.

Eligible categories, spend thresholds and shared caps for the current cashback campaign are set out in the 2026 sim World Mastercard cashback terms.

From 1 May to 30 September 2026, 8% online cashback requires HKD1,000 non-online spend in the same month and each online transaction to reach HKD500; local transport earns 8%, selected merchants 3% and in-app bill payment 2%.

Extra cashback shares a HKD200 monthly and HKD1,000 campaign cap; the base rate is 0.4%.