Skip to main content
All services

Time deposits

Compare rates by term, opening amount and eligible-funds conditions.

What we compare

  • Rate and deposit term
  • Minimum deposit
  • New-funds and early-withdrawal terms

Products and providers

Alphabetical factual listings based on official provider and regulator sources. They are not rankings or recommendations; confirm current eligibility, fees and terms with the provider.

Mox Time Deposit

  • HKD and USD time-deposit options are available.
  • The published minimum placement is one currency unit.
  • Available terms and rates can change and are shown before placement.

Mox Bank Limited

Licensed bank

Verify with HKMA

Information checked

PAObank time deposit

  • HKD, USD and CNY time-deposit options are available.
  • Available terms and placement limits are shown by the bank.
  • Rates can change and should be confirmed before placement.

Ping An Digital Bank (International) Limited

Licensed bank

Verify with HKMA

Information checked

WeLab Bank GoSave 2.0

  • Time deposits are placed and managed through the bank app.
  • Available currencies, terms and minimum amounts can vary.
  • The bank shows the current rate before placement.

WeLab Bank Limited

Licensed bank

Verify with HKMA

Information checked

ZA Time Deposit

  • HKD, CNY and USD time-deposit options are available.
  • Published terms range from seven days to one year.
  • Rates can change and should be confirmed before placement.

ZA Bank Limited

Licensed bank

Verify with HKMA

Information checked

Deposit Protection Scheme coverage applies only to eligible deposits with scheme members, subject to the scheme rules and the HK$800,000 protection limit per depositor per member.