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Bank accounts

Understand opening requirements, account offers and common service charges.

What we compare

  • Opening and balance rules
  • Cash rewards
  • Transfer and service fees

Products and providers

Alphabetical factual listings based on official provider and regulator sources. They are not rankings or recommendations; confirm current eligibility, fees and terms with the provider.

Mox Account

  • Mobile account opening is available to eligible Hong Kong customers.
  • The core account has no account-opening fee.
  • Eligibility includes age, Hong Kong ID and contact-detail requirements.

Mox Bank Limited

Licensed bank

Verify with HKMA

Information checked

PAObank savings account

  • HKD, USD and CNY savings functions are available.
  • The savings account has no minimum-balance requirement.
  • FPS and account services are managed through the bank.

Ping An Digital Bank (International) Limited

Licensed bank

Verify with HKMA

Information checked

WeLab Bank core account

  • Eligible customers can complete account opening online.
  • The core account has no minimum-balance requirement.
  • FPS and a virtual debit card are available.

WeLab Bank Limited

Licensed bank

Verify with HKMA

Information checked

ZA Savings Account

  • HKD, CNY and USD deposit currencies are supported.
  • The savings account has no minimum-balance requirement.
  • Current rates and account terms are shown by the bank.

ZA Bank Limited

Licensed bank

Verify with HKMA

Information checked

Deposit Protection Scheme coverage applies only to eligible deposits with scheme members, subject to the scheme rules and the HK$800,000 protection limit per depositor per member.