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Blue Cash Credit Card from American Express
American Express
Unlimited 1.2% cashback on eligible local and overseas spend.
- Annual fee
- HK$980
- Minimum income
- HK$150,000
- FX fee
- 2%
- Network
- amex
Last updated: 1 September 2026
Official issuer detailsEarn rates
| Category | Rate | Cap |
|---|---|---|
| general | 1.2% | No cap |
Eligibility
Applicants must be Hong Kong residents aged 18+ with minimum annual income HKD150,000. The new-cardmember welcome offer is valid through 30 September 2026: HKD500 cashback after HKD6,000 eligible spend in the first two months, plus HKD100 after HKD300 aggregate eligible Octopus mobile top-ups in the first three months. The foreign-currency conversion commission is 2%.
FAQ
What is the annual fee for Blue Cash Credit Card from American Express?
The annual fee for Blue Cash Credit Card from American Express is HK$980. Waiver: First year waived; HKD25,000 annual spend waives the following year's fee.
What is the minimum income requirement for Blue Cash Credit Card from American Express?
The minimum annual income requirement for Blue Cash Credit Card from American Express is HK$150,000.
What is the foreign currency fee for Blue Cash Credit Card from American Express?
The foreign currency transaction fee for Blue Cash Credit Card from American Express is 2%.