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American Express Platinum Credit Card
American Express
Earns a base one point per HKD1, with 3X points available within the programme's annual spend band.
- Annual fee
- HK$2,200
- Minimum income
- HK$120,000
- FX fee
- 2%
- Network
- amex
Last updated: 1 September 2026
Official issuer detailsEarn rates
| Category | Rate | Cap |
|---|---|---|
| general | 1x | No cap |
Eligibility
Applicants must be Hong Kong residents aged 18+ with minimum annual income HKD120,000. The first HKD120,000 of eligible spend per calendar programme year earns three points per HKD1, then one point; selected merchants can reach 6X. The welcome offer worth up to HKD1,800 is valid for qualifying online applications through 30 September 2026: HKD300 after a first transaction, HKD700 after HKD10,000 spend in the first three months, plus up to HKD800 equivalent from the promotional points bonus. New-cardmember, annual-fee and transaction rules apply.
FAQ
What is the annual fee for American Express Platinum Credit Card?
The annual fee for American Express Platinum Credit Card is HK$2,200. Waiver: No annual-fee waiver is stated on the current public page.
What is the minimum income requirement for American Express Platinum Credit Card?
The minimum annual income requirement for American Express Platinum Credit Card is HK$120,000.
What is the foreign currency fee for American Express Platinum Credit Card?
The foreign currency transaction fee for American Express Platinum Credit Card is 2%.