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The Platinum Card
American Express
A premium travel and lifestyle card with a base one Membership Rewards point per HKD1.
- Annual fee
- HK$9,500
- Minimum income
- HK$120,000
- FX fee
- 2%
- Network
- amex
Last updated: 1 September 2026
Official issuer detailsEarn rates
| Category | Rate | Cap |
|---|---|---|
| general | 1x | No cap |
Eligibility
Applicants must be Hong Kong residents aged 18+ with minimum annual income HKD120,000. Foreign-currency spend can earn 3X points and the registered accelerator up to 9X, subject to caps and terms. The up-to-1,320,000-point new-cardmember offer required applications by 31 August 2026 and is no longer current as of 1 September 2026.
FAQ
What is the annual fee for The Platinum Card?
The annual fee for The Platinum Card is HK$9,500. Waiver: The annual fee includes two complimentary supplementary cards; no fee waiver is stated on the current public page.
What is the minimum income requirement for The Platinum Card?
The minimum annual income requirement for The Platinum Card is HK$120,000.
What is the foreign currency fee for The Platinum Card?
The foreign currency transaction fee for The Platinum Card is 2%.