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CCB (Asia) UnionPay Dual Currency Credit Card
China Construction Bank (Asia)
A UnionPay card with HKD and RMB accounts, earning one point per eligible HK$1 or RMB1.
- Annual fee
- Waived
- Minimum income
- HK$150,000
- FX fee
- 0%
- Network
- unionpay
Last updated: 1 September 2026
Official issuer detailsEarn rates
| Category | Rate | Cap |
|---|---|---|
| general | 1x | No cap |
Eligibility
Minimum annual income is HK$150,000. The bank charges no foreign-currency handling fee for overseas or foreign-site online spend, though UnionPay conversion rates and merchant dynamic-currency-conversion costs may still apply.
FAQ
What is the annual fee for CCB (Asia) UnionPay Dual Currency Credit Card?
CCB (Asia) UnionPay Dual Currency Credit Card has no annual fee.
What is the minimum income requirement for CCB (Asia) UnionPay Dual Currency Credit Card?
The minimum annual income requirement for CCB (Asia) UnionPay Dual Currency Credit Card is HK$150,000.
What is the foreign currency fee for CCB (Asia) UnionPay Dual Currency Credit Card?
The foreign currency transaction fee for CCB (Asia) UnionPay Dual Currency Credit Card is 0%.