Citibank
From HKD3 per mile on overseas spend and HKD8 locally, with points that do not expire and multiple airline transfer partners.
Foreign / overseas
HK$3 / mile
No cap
General spend
HK$8 / mile
No cap
Start with the facts that most affect your real return and application decision. Issuer terms remain definitive for rates, thresholds and caps.
| Category | Rate | Cap |
|---|---|---|
| Foreign / overseas | HK$3 / mile | No cap |
| General spend | HK$8 / mile | No cap |
Similar choices selected by reward type, annual fee, FX fee and eligibility. Affiliate commission is not a ranking signal.
Conditional or promotional rewards
From HKD3 per mile on overseas spend and HKD8 locally, with points that do not expire and multiple airline transfer partners.
These offers involve selected categories, registration, spend thresholds, caps or campaign dates, so they are not shown as permanent base earn rates.
These are the product-level facts currently verified. A charge missing from the product page is labelled clearly instead of being treated as zero.
Check the issuer's Key Facts Statement before applying.