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China CITIC Bank International
CNCBI DCH Living Mastercard
Dedicated discounts and points across DCH motoring, food and lifestyle merchants, covering both driving and everyday spend.
Reward highlights
General spend
1X points
No cap
Costs and eligibility
- Annual fee
- HK$1,800
- Minimum income
- Not stated on product page
- FX fee
- 1.95%
- Network
- mastercard
Customer highlights
Start with the facts that most affect your real return and application decision. Issuer terms remain definitive for rates, thresholds and caps.
- Dedicated discounts and points across DCH motoring, food and lifestyle merchants, covering both driving and everyday spend.
- Selected DCH merchant discounts and points vary by merchant, transaction category and campaign period; the official card directory and current offer terms prevail.
Card benefits and rewards
Structured earn rates
| Category | Rate | Cap |
|---|---|---|
| General spend | 1x | No cap |
Conditional or promotional rewards
Dedicated discounts and points across DCH motoring, food and lifestyle merchants, covering both driving and everyday spend.
These offers involve selected categories, registration, spend thresholds, caps or campaign dates, so they are not shown as permanent base earn rates.
Compare these before you apply
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