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Hang Seng MMPOWER World Mastercard
Hang Seng Bank
Earns a 0.4% base in +FUN Dollars, with higher registered rewards for selected online and merchant spend.
- Annual fee
- Waived
- Minimum income
- HK$150,000
- FX fee
- 1.95%
- Network
- mastercard
Last updated: 1 September 2026
Official issuer detailsEarn rates
| Category | Rate | Cap |
|---|---|---|
| online | 5% | HK$500 |
| general | 0.4% | No cap |
Eligibility
General application minimum annual income is HKD150,000. The 2026 programme requires registration and HKD3,000 monthly eligible spend; selected merchants, online entertainment and fashion can earn up to 8%, other online shopping up to 5%, and foreign-currency spend up to 4%, sharing one HKD500 monthly +FUN Dollars reward cap. The programme and up-to-HKD700 welcome offer run through 31 December 2026.
FAQ
What is the annual fee for Hang Seng MMPOWER World Mastercard?
Hang Seng MMPOWER World Mastercard has no annual fee.
What is the minimum income requirement for Hang Seng MMPOWER World Mastercard?
The minimum annual income requirement for Hang Seng MMPOWER World Mastercard is HK$150,000.
What is the foreign currency fee for Hang Seng MMPOWER World Mastercard?
The foreign currency transaction fee for Hang Seng MMPOWER World Mastercard is 1.95%.