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Mox Credit
Mox Bank
Choose cashback or Asia Miles, with a 1% base cashback rate and 3% at supermarkets.
- Annual fee
- Waived
- Minimum income
- —
- FX fee
- 1.95%
- Network
- mastercard
Last updated: 1 September 2026
Official issuer detailsEarn rates
| Category | Rate | Cap |
|---|---|---|
| general | 1% | No cap |
| grocery | 3% | No cap |
Eligibility
An eligible Mox Account is required; no minimum income is published. From 1 September 2026, Mox+ customers may choose unlimited 2% cashback or one mile per HKD5, while other customers receive 1% or one mile per HKD10; switching reward schemes generally costs HKD50. Standard foreign-currency and HKD cross-border fees are each 1.95% and are mutually exclusive; the relevant fee-waiver promotion when Asia Miles is selected runs through 31 December 2026.
FAQ
What is the annual fee for Mox Credit?
Mox Credit has no annual fee.
What is the foreign currency fee for Mox Credit?
The foreign currency transaction fee for Mox Credit is 1.95%.