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Standard Chartered Cathay Mastercard
Standard Chartered Bank
Earns one Asia Mile per HKD6 on general eligible local spend, with accelerated Cathay, HK Express and travel categories.
- Annual fee
- HK$2,000
- Minimum income
- HK$96,000
- FX fee
- 1.95%
- Network
- mastercard
Last updated: 1 September 2026
Official issuer detailsEarn rates
| Category | Rate | Cap |
|---|---|---|
| general | HK$6 / mile | No cap |
Eligibility
Hong Kong resident aged 18+ with minimum annual income HKD96,000. Current rewards advertise as low as HKD2 per mile on Cathay and HK Express and HKD4 per mile on dining, hotels and overseas spend; bonus miles have eligible-spend rules, caps and terms. New cardholders can earn up to 40,000 welcome miles based on accumulated eligible transactions in the first two months: HKD5,000 earns 10,000 miles, HKD40,000 earns 20,000 miles, and HKD110,000 earns 40,000 miles. The current page does not state an end date for the base welcome offer. Applications from 31 July to 20 September 2026 that are issued by 11 October are separately entered into the Blind Box Surprise Lucky Draw.
FAQ
What is the annual fee for Standard Chartered Cathay Mastercard?
The annual fee for Standard Chartered Cathay Mastercard is HK$2,000. Waiver: First year waived; subsequent annual waivers are available to qualifying Priority Banking, Premium Banking or payroll clients.
What is the minimum income requirement for Standard Chartered Cathay Mastercard?
The minimum annual income requirement for Standard Chartered Cathay Mastercard is HK$96,000.
What is the foreign currency fee for Standard Chartered Cathay Mastercard?
The foreign currency transaction fee for Standard Chartered Cathay Mastercard is 1.95%.