HSBC Red Credit Card

Online spending Earn 4% RewardCash on the first HK$10,000 of eligible online spending each calendar month.

What HSBC Red Credit Card offers

Designated local and overseas merchants earn 8% on the first HK$1,250 a month; subsequent eligible spending earns 0.4%.
There is no annual fee or spending requirement for the fee waiver; the published minimum annual income is HK$120,000.

Earn up to 8% +FUN Dollars at designated merchants, 5% on online spending and 4% on foreign-currency spending.

Eligible supermarket and grocery-store spending earns 3% unlimited CashBack.

Eligible local-currency spending earns unlimited 1.5% CashBack, without a merchant-category requirement.