Licensed bank
90-day staged-rate savings product in HKD, USD and CNY
HKD: 1.88% → 2.88% → 3.88% p.a. over three 30-day periods
USD: 2.00% → 2.20% → 6.00%; CNY: 0.40% → 0.40% → 2.00%
HKD 3/6/9/12 months: 2.55%/2.90%/3.00%/3.10% p.a.
HKD 3/6/9/12/24 months: 2.55%/2.60%/2.65%/2.90%/3.00% p.a.
HKD, USD and CNY time-deposit options are available.