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China CITIC Bank International
CNCBI Jewel World Elite Mastercard
2.5% cashback on retail spend with a HKD3,800 monthly extra-rebate cap, plus airport transfer, hotel and travel-protection privileges.
Welcome offer
Welcome rewards and privileges have registration, quota and spend conditions.
Reward highlights
General spend
2.5%
HK$3,800 monthly cap
Costs and eligibility
- Annual fee
- HK$3,800
- Minimum income
- Not stated on product page
- FX fee
- 1.95%
- Network
- mastercard
Customer highlights
Start with the facts that most affect your real return and application decision. Issuer terms remain definitive for rates, thresholds and caps.
- 2.5% cashback on retail spend with a HKD3,800 monthly extra-rebate cap, plus airport transfer, hotel and travel-protection privileges.
- The 2.5% retail-spend rate and HKD3,800 monthly extra-rebate cap run through 31 December 2026.
Card benefits and rewards
Structured earn rates
| Category | Rate | Cap |
|---|---|---|
| General spend | 2.5% | HK$3,800 |
Conditional or promotional rewards
2.5% cashback on retail spend with a HKD3,800 monthly extra-rebate cap, plus airport transfer, hotel and travel-protection privileges.
These offers involve selected categories, registration, spend thresholds, caps or campaign dates, so they are not shown as permanent base earn rates.
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