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HSBC
HSBC Pulse UnionPay Dual Currency Diamond Credit Card
An extra 2% RewardCash on Mainland China and Macau QR or mobile payments, stacked with up to 2.4% in a selected category, with no RMB transaction fee.
Welcome offer
The online card welcome offer is up to HKD800 RewardCash, plus HKD200 for eligible new credit card customers who successfully apply for a Cash Instalment Plan, for up to HKD1,000 in total.
Costs and eligibility
- Annual fee
- HK$1,800
- Minimum income
- HK$120,000
- FX fee
- 1%
- Network
- unionpay
Customer highlights
Start with the facts that most affect your real return and application decision. Issuer terms remain definitive for rates, thresholds and caps.
- An extra 2% RewardCash on Mainland China and Macau QR or mobile payments, stacked with up to 2.4% in a selected category, with no RMB transaction fee.
- The extra 2% and up to 2.4% are subject to registration, selected payment methods, eligible transactions, phase caps and Red Hot Rewards allocation.
- RMB and MOP transactions avoid the 1.95% fee; other transactions outside HKD, RMB and MOP carry the 1% fee stated in the Key Facts Statement.
Card benefits and rewards
Benefit details
An extra 2% RewardCash on Mainland China and Macau QR or mobile payments, stacked with up to 2.4% in a selected category, with no RMB transaction fee.
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