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HSBC
HSBC Visa Gold Card
A lower entry threshold while retaining up to 2.4% RewardCash in a selected rewards category, plus up to HKD800 welcome rewards.
Welcome offer
The online card welcome offer is up to HKD600 RewardCash, plus HKD200 for eligible new credit card customers who successfully apply for a Cash Instalment Plan, for up to HKD800 in total.
Reward highlights
General spend
0.4%
No cap
Costs and eligibility
- Annual fee
- HK$600
- Minimum income
- HK$60,000
- FX fee
- 1.95%
- Network
- visa
Customer highlights
Start with the facts that most affect your real return and application decision. Issuer terms remain definitive for rates, thresholds and caps.
- A lower entry threshold while retaining up to 2.4% RewardCash in a selected rewards category, plus up to HKD800 welcome rewards.
- The up to 2.4% rate requires Red Hot Rewards multiplier allocation.
Card benefits and rewards
Structured earn rates
| Category | Rate | Cap |
|---|---|---|
| General spend | 0.4% | No cap |
Conditional or promotional rewards
A lower entry threshold while retaining up to 2.4% RewardCash in a selected rewards category, plus up to HKD800 welcome rewards.
These offers involve selected categories, registration, spend thresholds, caps or campaign dates, so they are not shown as permanent base earn rates.
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