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HSBC
HSBC Visa Gold Card for Students
No annual fee for students, with up to 2.4% RewardCash on tuition and a selected rewards category, up to HKD300 welcome rewards and up to HKD150 for setting up Octopus Automatic Add Value Service.
Welcome offer
The up to HKD300 welcome offer is subject to new-customer, application-channel, spending and campaign-period conditions.
Reward highlights
General spend
0.4%
No cap
Costs and eligibility
- Annual fee
- Waived
- Minimum income
- Not stated on product page
- FX fee
- 1.95%
- Network
- visa
Customer highlights
Start with the facts that most affect your real return and application decision. Issuer terms remain definitive for rates, thresholds and caps.
- No annual fee for students, with up to 2.4% RewardCash on tuition and a selected rewards category, up to HKD300 welcome rewards and up to HKD150 for setting up Octopus Automatic Add Value Service.
- The up to 2.4% tuition and selected-category rebate is subject to institution, eligible-transaction, registration and Red Hot Rewards multiplier-allocation terms.
- Apply by 31 December 2026 and set up Octopus Automatic Add Value Service within 60 days of card issuance to receive HKD100 after the first successful reload; registering the basic AAVS offer through Reward+ can earn up to another HKD50 in spending rebates.
Card benefits and rewards
Structured earn rates
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