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HSBC
HSBC UnionPay Dual Currency Credit Card
No RMB transaction fee, up to 2.4% RewardCash in a selected Red Hot Rewards category and up to HKD800 welcome rewards.
Welcome offer
The online card welcome offer is up to HKD600 RewardCash, plus HKD200 for eligible new credit card customers who successfully apply for a Cash Instalment Plan, for up to HKD800 in total.
Costs and eligibility
- Annual fee
- HK$300
- Minimum income
- HK$60,000
- FX fee
- 1%
- Network
- unionpay
Customer highlights
Start with the facts that most affect your real return and application decision. Issuer terms remain definitive for rates, thresholds and caps.
- No RMB transaction fee, up to 2.4% RewardCash in a selected Red Hot Rewards category and up to HKD800 welcome rewards.
- The up to 2.4% rate requires allocating reward multipliers and is subject to eligible-transaction terms.
- RMB transactions avoid the 1.95% fee; other transactions outside HKD and RMB carry the 1% fee stated in the Key Facts Statement.
Card benefits and rewards
Benefit details
No RMB transaction fee, up to 2.4% RewardCash in a selected Red Hot Rewards category and up to HKD800 welcome rewards.
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