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HSBC One
Licensed bank
HKID holders have no minimum Total Relationship Balance and no below-balance fee.
What HSBC One offers
Eligible Hong Kong residents aged 18 to 75 can open the account through the HSBC HK app.
The integrated account supports HKD current and savings accounts plus 11 major foreign currencies.
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Mobile account opening is available to eligible Hong Kong customers.
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PAObank savings account
HKD, USD and CNY savings functions are available.
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Standard Chartered Easy Banking
The published relationship-balance requirement is HK$10,000 and the maintenance fee is listed as free.
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