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Licensed bank
The published relationship-balance requirement is HK$10,000 and the maintenance fee is listed as free.
New-to-bank customers can apply through the SC Mobile app, subject to identity and eligibility checks.
A standalone HKD savings account has a published HK$1,000 minimum opening balance.
HKID holders have no minimum Total Relationship Balance and no below-balance fee.
View product detailsMobile account opening is available to eligible Hong Kong customers.
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HKD, USD and CNY savings functions are available.
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