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HKMC Mortgage Insurance Programme
Eligible owner-occupied purchases can access up to 80% or 90% loan-to-value, depending on property value and applicant criteria.
How HKMC Mortgage Insurance Programme can help
Above 80% and up to 90% is limited to applicants who own no Hong Kong residential property and are regular salaried persons.
The insurance protects the participating bank; borrowers pay the premium and still need bank approval.
