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IFEC home-buying guide
Build the budget from down payment, stamp duty, legal fees, agency commission, renovation and recurring costs.
How IFEC home-buying guide can help
Compare mortgage rate, cash rebate, lock-in period, early-repayment cost and mortgage-insurance premium together.
A lower initial rate does not by itself show the total cost over the selected repayment term.
More Mortgage information
HKMA mortgage prudential limits
The current general prudential cap is 70% loan-to-value for residential property mortgages.
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HKMC Mortgage Insurance Programme
Eligible owner-occupied purchases can access up to 80% or 90% loan-to-value, depending on property value and applicant criteria.
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