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HSBC
HSBC Premier Mastercard
No annual fee for Premier customers and up to 2.4% RewardCash in a self-selected Red Hot Rewards category.
Welcome offer
The online card welcome offer is up to HKD800 RewardCash, plus HKD200 for eligible new credit card customers who successfully apply for a Cash Instalment Plan, for up to HKD1,000 in total.
Reward highlights
General spend
0.4%
No cap
Costs and eligibility
- Annual fee
- Waived
- Minimum income
- Not stated on product page
- FX fee
- 1.95%
- Network
- mastercard
Customer highlights
Start with the facts that most affect your real return and application decision. Issuer terms remain definitive for rates, thresholds and caps.
- No annual fee for Premier customers and up to 2.4% RewardCash in a self-selected Red Hot Rewards category.
- The up to 2.4% rate requires allocating Red Hot Rewards multipliers to a selected category.
Card benefits and rewards
Structured earn rates
| Category | Rate | Cap |
|---|---|---|
| General spend | 0.4% | No cap |
Conditional or promotional rewards
No annual fee for Premier customers and up to 2.4% RewardCash in a self-selected Red Hot Rewards category.
These offers involve selected categories, registration, spend thresholds, caps or campaign dates, so they are not shown as permanent base earn rates.
Compare these before you apply
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