Best cashback credit cards in Hong Kong

As of September 2026, this ranking is based on published terms — annual fees, earn rates and caps — with Citi HKTVmall Credit Card ranked first. Our methodology is public and sponsored slots are always labelled.

Rank published Hong Kong cashback and hybrid credit cards by SmartDollar verdict, then compare annual fees, verified earn rates, reward caps and current card details before applying.

Last updated: September 2026